Precision Insurance
Precision commercial fleet trucks operating along highway corridor
verified Indiana Direct Underwriting Authority

Built for the Long Haul. Underwriting Precision for America’s Fleets.

Specialized commercial trucking insurance engineered for motor carriers, freight fleets, and owner-operators across the nation. Comprehensive coverage tailored to keep your wheels turning.

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FMCSA & DOT Ready Instant BMC-91X & MCS-90 Transmittals
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20+ A-Rated Carriers Interstate Corridor Placement Access
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US + India Coverage Desk True 24/7 Rapid Certificate Dispatch
verified_user About Precision Insurance

Dedicated Trucking Specialists Grounded in Midwest Integrity.

“Precision Insurance is a trucking-focused insurance agency based in Indiana, with a team spanning the US and India, specializing in helping trucking companies navigate coverage across multiple carriers and insurance lines.”

Our underwriters understand the realities of high-mileage commercial freight operations. From initial Department of Transportation safety audit audits and loss-run reviews to interstate trailer interchange agreements, our dual-continent team provides continuous dispatch-level assistance. We mitigate insurance friction so motor carriers maintain regulatory green lights and active broker agreements nationwide.

task_alt Direct Loss-Run Consulting
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Underwriting Exclusivity local_shipping
100%

Commercial transportation focus only. No personal lines or distracted broker divisions—strictly freight protection.

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< 15 min

Average expedited Certificate of Insurance (COI) turnaround time for scheduled broker loads and shipper contracts.

Interstate Jurisdiction domain_verification
48 States

Comprehensive multi-state filing authorities with direct MCS-90, Form E, Form H, and BMC-91X direct clearing.

security Policy Architecture

Specialized Trucking Coverage Lines

Comprehensive risk protection specifically structured for long-haul, regional, and specialized freight operations.

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FMCSA Primary

Auto Liability

Mandatory federal and state primary liability protecting your operation against third-party bodily injury and property damage on the road.

Limits up to $5M+
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Commercial

General Liability

Essential commercial protection shielding your trucking business against premises hazards, loading/unloading incidents, and operational exposures.

Terminal & Yard Shield
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Driver Centric

Occupational Accident

Flexible, cost-effective injury and accidental death coverage crafted specifically for independent owner-operators and contract drivers.

Workers Comp Alternative
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High Limits

Cargo Coverage

Robust inland marine protection safeguarding high-value freight against transit loss, theft, reefer failure, and transit damage.

Reefer Breakdown Included
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Recovery

Towing Package

Comprehensive emergency response coverage addressing roadside breakdowns, heavy-duty towing, recovery, and cleanup expenses.

Hazmat Clean-Up Options
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Asset Shield

Physical Damage

Comprehensive and collision coverage safeguarding your tractors, trailers, and specialized equipment from crash, upset, fire, and vandalism.

Agreed Value Schedules
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Powertrain Care

Aftermarket Warranty

Engineered mechanical breakdown coverage safeguarding commercial power units and drive trains against unexpected repair downtime.

Engine, Transmission, Turbo & Aftertreatment Protections check_circle
alt_route Interstate Underwriting Syndicate

Extensive National Carrier Network

Precision Insurance works with an extensive network of top-rated specialty carriers across key US freight corridors, giving your fleet access to premier coverage terms and competitive rates.

Midwest ND • MN • SD

Grain, reefer, and heavy-haul industrial transit lanes.

Northland Canal MN Keystone LAMMICO Starr Federal GEICO K&K Claremont
9 Active Carrier Desks
Northeast NY • PA

Dense urban logistics, port drayage, and high-value dry van lines.

Lighthouse Star Universal GEICO Channel Cedar Valley LeMars
7 Active Carrier Desks
South TX • LA • OK

Cross-border freight, energy corridors, and flatbed transport.

Channel Beacon NLC Starr Consolidated
5 Active Carrier Desks
West CA • WA

CARB-compliant fleets, coastal distribution, and intermodal drayage.

One80 Dual Northland North Pointe Specialty CoverWest Corvus
6 Active Carrier Desks
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Multi-State Filings Handled Rapidly

MCS-90, Form E, Form H, BMC-91X direct FMCSA federal verification, and expedited Certificate of Insurance issuance.

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Competitive Underwriting Advantage

The Broker Advantage — Why Fleets Choose Precision Insurance

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100% Trucking Specialization

Exclusively commercial freight, DOT compliance, and transportation risk. We speak cab, trailer, and dispatch language fluently.

Specialized Underwriting
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Multi-Carrier Rate Optimization

Direct relationships with premier underwriters ensure competitive premiums across all corridor lines and operating authorities.

Corridor Market Access
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US + India 24/7 Global Team

Dual-hemisphere presence enables round-the-clock policy servicing, night-shift driver additions, endorsements, and responsive time-zone support.

Zero Operational Lag
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Streamlined, Personal Service

A dedicated transportation broker who knows your fleet by name, ensuring rapid COI issuance and vigorous claims advocacy when issues arise.

Dedicated Broker Desk
support_agentDirect Underwriting & Advisory

Contact Agency & Direct Underwriting

Connect directly with our Indiana headquarters and dual-hemisphere underwriting team. We provide direct access to decision-makers without intermediaries, call center delays, or automated phone queues.

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Direct Dispatch Line

(317) 847-2255

Immediate access for quotes, rate indications, urgent policy endorsements, and road clearances.

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Underwriting Submissions

Email Desk

Direct submission portal for loss runs, equipment schedules, MVRs, and renewal binders.

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Midwest Headquarters

Beech Grove, IN

157 Bethel Ave
Beech Grove, IN 46107

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Operational Coverage

Headquarters: Mon–Fri 7:00 AM – 6:00 PM EST

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Need an Expedited Certificate of Insurance (COI)?

Existing motor carrier clients and contracted drivers can request Certificate of Insurance generation with specific broker or shipper certificate holder details 24 hours a day.

Underwriting Checklist

What to Have Ready

Having these documents and operational details accessible when you call or email our underwriting desk expedites binding and quote turnaround:

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USDOT & MC NumberActive operating authority credentials and interstate filings history.
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Vehicle & Equipment SchedulePower units, trailers, VINs, garaging zip codes, and stated vehicle values.
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Driver Roster & CDL DetailsDriver names, license numbers, CDL experience years, and clean MVR checks.
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3–5 Year Currently-Valued Loss RunsOfficial prior-carrier loss statements valued within the last 90 days.
Direct Contact Guarantee

Every submission is reviewed by an experienced transportation underwriter specializing in your operating radius and freight class.